Challenger Banks

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ALL CONTENT ON THIS SITE IS INFORMATION OF A GENERAL NATURE AND DOES NOT ADDRESS THE CIRCUMSTANCES OF ANY PARTICULAR INDIVIDUAL OR ENTITY. NOTHING ON THE SITE CONSTITUTES PROFESSIONAL AND/OR FINANCIAL ADVICE, NOR DOES ANY INFORMATION ON THE SITE CONSTITUTE A COMPREHENSIVE OR COMPLETE STATEMENT OF THE MATTERS DISCUSSED OR THE LAW RELATING THERETO. FTV PBC IS NOT A FIDUCIARY BY VIRTUE OF ANY PERSON'S USE OF OR ACCESS TO THE SITE OR CONTENT. YOU ALONE ASSUME THE SOLE RESPONSIBILITY OF EVALUATING THE MERITS AND RISKS ASSOCIATED WITH THE USE OF ANY INFORMATION OR OTHER CONTENT ON THE SITE BEFORE MAKING ANY DECISIONS BASED ON SUCH INFORMATION OR OTHER CONTENT. IN EXCHANGE FOR USING THE SITE, YOU AGREE NOT TO HOLD FTV PBC, ITS AFFILIATES OR ANY THIRD PARTY SERVICE PROVIDER LIABLE FOR ANY POSSIBLE CLAIM FOR DAMAGES ARISING FROM ANY DECISION YOU MAKE BASED ON INFORMATION OR OTHER CONTENT MADE AVAILABLE TO YOU THROUGH THE SITE.
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INVESTMENT RISKS
THERE ARE RISKS ASSOCIATED WITH INVESTING IN SECURITIES. INVESTING IN STOCKS, BONDS, EXCHANGE TRADED FUNDS, MUTUAL FUNDS, AND MONEY MARKET FUNDS INVOLVE RISK OF LOSS. LOSS OF PRINCIPAL IS POSSIBLE. SOME HIGH RISK INVESTMENTS MAY USE LEVERAGE, WHICH WILL ACCENTUATE GAINS& LOSSES. FOREIGN INVESTING INVOLVES SPECIAL RISKS, INCLUDING A GREATER VOLATILITY AND POLITICAL, ECONOMIC AND CURRENCY RISKS AND DIFFERENCES IN ACCOUNTING METHODS. A SECURITY’S OR A FIRM’S PAST INVESTMENT PERFORMANCE IS NOT A GUARANTEE OR PREDICTOR OF FUTURE INVESTMENT PERFORMANCE.

SPONSOR/PARTNER CONTENT AND PAYMENT TO FTV PBC
FTV PBC RECEIVES PAYMENT FROM ITS SPONSORS AND PARTNERS TO INCLUDE CONTENT SUPPLIED OR CREATED BY THEIR SPONSORS AND PARTNERS, OR THAT WAS CREATED IN COLLABORATION BETWEEN FTV PBC AND ITS SPONSORS AND PARTNERS (“SPONSOR CONTENT”). SPONSOR CONTENT MAY TAKE THE FORM OF “NATIVE ADVERSTISING” WHICH MIMICS THE LOOK AND FORMAT OF FTV PBC’S UNPAID CONTENT. FOR EXAMPLE, A SPONSOR/PARTNER MAY PAY FTV PBC TO HAVE ONE OF FTV PBC’S EMPLOYEES OR AGENTS TAPE AN INTERVIEW OF A SPONSOR’S REPRESENTATIVE, WHERE THE SUBJECT MATTER, GENERAL CONTENT, TONE, AND FINAL CONTENT ARE ALL CONTROLLED BY AND APPROVED BY THE SPONSOR. SPONSOR CONTENT IS A FORM OF ADVERTISING.
FTV PBC IS PAID FOR SPONSOR CONTENT. DEPENDING ON THE INDIVIDUAL SPONSORSHIP AGREEMENT, FTV PBC MAY RECEIVE PAYMENT IN STOCK OR OTHER EQUITY, IN CRYPTOCURRENCY (INCLUDING PRE-CTO CRYPTOCURRENCY), IN ADDITION TO OR IN LIEU OF PAYMENT IN TRADITIONAL CURRENCIES. FTV PBC IS NOT IN THE BUSINESS OF INVESTING. WHEN  FTV PBC IS PAID IN EQUITY OR CRYPTO, FTV PBC WILL SELL OR CONVERT ALL OF THE EQUITY OR CRYPTO IT RECEIVES INTO TRADITIONAL CURRENCY TO FUND ITS OPERATIONS. THIS WILL BE DONE AS SOON AS REASONABLY POSSIBLE DEPENDING ON SUCH FACTORS AS TRADING RESTRICTIONS, TRADING VOLUME, AND OTHER CIRCUMSTANCES. THIS MEANS THAT FTV PBC MAY SELL EQUITY OR CRYPTO OF ITS ADVERTISERS, SPONSERS, AND PARTNERS DURING THE SAME PERIOD THAT THE SPONSOR CONTENT IS MADE AVAILABLE BY FTV PBC AND DURING WHICH IT IS MOST PROMINENTLY FEATURED ON FTV PBC PLATFORMS.
FTV PBC IDENTIFIES SPONSOR CONTENT NEAR THE START AND END OF THE CONTENT WITH A VERBAL OR TEXT IDENTIFICATION THAT THE SUBJECT OF THE CONTENT IS AN FTV PBC SPONSOR AND A VERBAL OR TEXT STATEMENT AT THE END OF THE CONTENT THAT DISCLOSES THAT FTV PBC WAS PAID BY THE SPONSOR IN CONNECTION WITH THE CONTENT OR THAT THE CONTENT IS PART OF A PAID SPONSORSHIP AGREEMENT. FTV PBC ALSO SEGREGATES SPONSOR CONTENT ON ITS WEBSITE UNDER THE HEADING “PARTNER CONTENT.”
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