Artificial intelligence is set to reshape banking and financial services, moving beyond consumer-facing applications into compliance, fraud prevention, settlement systems and back-office operations. With autonomous commerce potentially reaching $5 trillion by 2030, the biggest opportunities may lie with financial institutions that control banking licences, proprietary data and critical infrastructure.
Speaking with Remy Blaire at the New York Stock Exchange, Rob Heyvaert, Founder and Managing Partner of Motive Partners, discusses how AI could transform the financial industry. He believes banks are still in the early stages of adoption, with the biggest gains likely to come from rethinking entire workflows rather than simply automating existing processes.
Heyvaert also explores the growing risks of AI-driven fraud and cybersecurity, the potential for technology to supervise autonomous agents, and how financial institutions can use AI to deliver more personalised products and greater transparency for consumers.
The conversation also examines the democratisation of wealth management, opportunities in private markets, alternatives to traditional card networks and what investors should watch as they head into 2027. Heyvaert expects the next wave of AI adoption to produce measurable results, including stronger productivity, higher profits and economic growth.